360EduConnect
(Powered by CreduPe) – Your Education Loan Partner
Compare and apply for education loans with the best interest rates and repayment options.
CreduPe is an education loan marketplace making higher education affordable with trusted banks, simple processes, and quick approvals. Founded by experts in finance, education, and technology, CreduPe powers 360EduConnect as its fintech lending partner, delivering hassle-free loan solutions with long-term impact.
Education Loan Highlights
Smart loans, Seamless journeys
Backed by 20+ trusted partners
Choose from leading banks and financial institutions, all on one platform.
Flexible loan choices
Pick secured or unsecured options tailored to your education needs.
Funding before your visa
Get approvals in advance to meet overseas study requirements with confidence.
Paperwork made easy
Hassle free documentation designed to keep the process clear and quick.
Quick approvals, expert support
Speed up loan sanctions with guidance from experienced professionals.
Zero extra cost
Enjoy complete loan assistance without service or processing fees.
Access to a wide network of lenders
Discover the best financing terms for your education loan
CreduPe – Simplifying Education Loans
Getting an education loan is easy with 360EduConnect powered by CreduPe — a step-by-step, fully supported process from eligibility check to final sanction.
Connect With Us
Start your journey online or through a counselling session. Share your study plans – India or abroad – and basic academic details.
Profile Creation & Eligibility Check
We create your loan profile and instantly assess eligibility across multiple banks and financial institutions to find the best-fit options.
Documentation & Application Support
Our loan experts guide you through documentation, verification, and application submission – ensuring accuracy and faster processing.
Loan Sanction & Next Steps
Receive your loan sanction with clear terms and timelines. We support you through disbursal and beyond, so you stay focused on your education.
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Results
Aug 2025
Poor
Benefits of availing Education loan from us
Simple & Hassle-Free Process
Trusted Lenders, One Platform
Expert Guidance at Every Step
Best Available Rates & Offers
Faster Approvals, Zero Hidden Charges
We Keep It Simple, transparent and stress free
Multiple lenders, one application
Expert guidance at every step
Faster decisions with minimal paperwork
Transparent, user-friendly approach
Pre-visa loan approval
Impactful journeys shared.
Discover how the platform has transformed education journeys of students worldwide.
Say Hi to us on WhatsApp
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Frequently Asked Questions
Interest rates depend on factors like the applicant's credit history, co-applicant's financial profile, loan amount, repayment tenure, type of interest rate (fixed or floating), and the bank's internal policies. Students with strong academic and financial backing usually get lower rates.
Margin money is the portion of educational expenses that the borrower must pay from personal funds. The loan covers the remaining cost after deducting the margin money.
The moratorium period is the time when the borrower does not have to make repayments, typically starting from course completion and extending 6-12 months to help students settle into jobs.
Fixed Rate: Rate stays constant for the entire loan tenure. Floating Rate: Rate fluctuates with market conditions, which may change monthly repayments.
Secured loans: Up to INR 1.5 crore (with collateral). Unsecured loans: Up to INR 75 lakh (without collateral). The exact limit depends on the student and co-applicant's profile, course, and destination country.
A guarantor is a third-party who ensures repayment if the borrower defaults. Banks may require a guarantor for loans above INR 4 lakh, making them legally liable to repay the loan if the student cannot.
This insurance protects the borrower and family in case of unforeseen events such as death or permanent disability. The insurance covers the outstanding loan, ensuring the student's education is not disrupted.
A top-up allows students to borrow additional funds on an existing loan to cover unexpected expenses or higher costs. The repayment combines the original and top-up loan as per agreed terms.
Autopay is a convenient automatic deduction of monthly installments from your bank account, ensuring timely repayments without missed deadlines.
Under Section 80E of the Income Tax Act, the interest paid on education loans is fully deductible from taxable income. Note: only the interest qualifies, not the principal repayment.
Interest rates depend on factors like the applicant's credit history, co-applicant's financial profile, loan amount, repayment tenure, type of interest rate (fixed or floating), and the bank's internal policies. Students with strong academic and financial backing usually get lower rates.
The moratorium period is the time when the borrower does not have to make repayments, typically starting from course completion and extending 6-12 months to help students settle into jobs.
Secured loans: Up to INR 1.5 crore (with collateral). Unsecured loans: Up to INR 75 lakh (without collateral). The exact limit depends on the student and co-applicant's profile, course, and destination country.
This insurance protects the borrower and family in case of unforeseen events such as death or permanent disability. The insurance covers the outstanding loan, ensuring the student's education is not disrupted.
Autopay is a convenient automatic deduction of monthly installments from your bank account, ensuring timely repayments without missed deadlines.
Margin money is the portion of educational expenses that the borrower must pay from personal funds. The loan covers the remaining cost after deducting the margin money.
Fixed Rate: Rate stays constant for the entire loan tenure. Floating Rate: Rate fluctuates with market conditions, which may change monthly repayments.
A guarantor is a third-party who ensures repayment if the borrower defaults. Banks may require a guarantor for loans above INR 4 lakh, making them legally liable to repay the loan if the student cannot.
A top-up allows students to borrow additional funds on an existing loan to cover unexpected expenses or higher costs. The repayment combines the original and top-up loan as per agreed terms.
Under Section 80E of the Income Tax Act, the interest paid on education loans is fully deductible from taxable income. Note: only the interest qualifies, not the principal repayment.